Credit Card Casinos (2026) – Casinos Accepting Visa, Mastercard & Amex

Credit card casinos have long been a popular choice for gamblers, as they offer much greater security, fast deposits and easy and simply account funding. However, since the UK Gambling commission put a ban on credit card gambling at UK licensed brands, it has led to a vast growth of players looking to find casino options that are working away and will allow credit card deposits.

These non uk casino sites provide increased flexibility and without restriction, which is why they have become so popular. Here is our expert review around credit card casinos and our top recommend platforms.

Here is a list of the Best Credit Card Casinos:

Credit Card Casino Bonuses for UK Players

When it comes to credit card casino bonuses and these international casinos operating away from traditional UKGC restrictions are widely renowned for the incredible and large bonuses and promotions that are on offer. They key features including:

  • Large Welcome Promotions
  • Extra Free Spins
  • Additional Reload Deals
  • Daily Cashback and VIP Rewards

Typical Bonuses at Credit Card Casinos

The most common bonuses that can be found at credit card casinos include:

  • Deposit Match Bonuses (100% up to £10,000 for example)
  • Free Spins (100+ for example)
  • Cashback Deals (these can be daily, weekly and monthly for example)
  • VIP Programmes (these are usually always based are player tiers)

It is important to note that much larger bonuses are not always better and they can result in some fairly crazy wagering requirements, that make them almost impossible to play through and win. That is why it is so important to always check the requirements prior to signing up and using and welcome promotion.

Best Overall Credit Card Casino – Harry Casino

Credit Card Casino: Harry Casino
Total Banking Options: 30
Total Games: 11,000+
Withdrawal Time: Same Day – 24h

Harry casino currently stands as the leading light for credit card casinos that are accepting UK players. It was released in 2025 and has gone from strength to strength, offering a vast games library, backed up with many different payment options to choose from and the leading VIP program for players. This is why it has to be rated the current best overall credit card casino.

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Best Credit Card Casino for Amex – Bet Ninja Casino

Credit Card Casino: Bet Ninja
Total Banking Options: 50
Total Games: 13,200+
Withdrawal Time: Same Day – 24h

Bet Ninja casino is another leading brand that was released in 2025 and is available for the UK market. That also offer a large and diverse selection of payment options as one of the leading credit card casino sites. They also offer a large games libraries to choose from and currently stand as the top credit card casino offering American express payments for uk players.

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Best Credit Card Casino for Bonuses – Spin Shark Casino

Credit Card Casino: SpinShark Casino
Total Banking Options: 30
Total Games: 11,000+
Withdrawal Time: Same Day – 24h

SpinShark is yet another leading brand to enter the UK market in 2025 and see major success. They also come from the team behind Harry casino and push out an impressive games library, with all the classic options to choose from. They again also offer fast same day withdraws and a large selection of payment options to choose from. This is also backed up with an incredible selection of credit card bonuses to choose from and why they had to be included in this select list!

spinshark casino promotions

What Are Credit Card Casinos?

It is very simple and credit card casinos are online casinos that allow players to deposit and gamble using credit cards including the likes of Visa, Mastercard and American express.

Credit card deposits are usually always instant and are a much preferred method of choice to traditional bank and visa debit options, as they are much better protected by banks if anything goes wrong or with security systems in place.

credit card casino gambling logo

Why UK Players Use Credit Card Casinos

Back in April 2020, the UK Gambling commission banned the use of credit cards for gambling for UK licensed operators. It meant the ability to play at credit card casinos for UK players could only be done through looking for international and overseas based casinos that are not regulated under the UKGC and still allowed this payment option.

Why Did the Ban Happen?

The UKGC introduced the ban on credit card gambling as a means of preventing problem gamblers from:

  • Chasing losses using money that is borrowed
  • Accumulating large debt with credit from gambling
  • Treating gambling as a means of getting out of debt

Why are Credit Cards Still Accepted Across Many International Casinos

These international casinos are not operating under UKGC rules and each jurisdiction will have completely different rules and measures in place. That is why they do not enforce credit card bans but still allow the option for UK players to sign up.

This has be a key driver into the incredible demand that we see across the industry from UK players looking for these sites.

Licensing and Safety: How to Choose a Credit Card Casino

UK players are allowed to access these international casinos but they are not operated under UKGC regulation, meaning they are also outside of UK regulation. This means they do not offer UK level consumer protection and it would always be recommended to play at UKGC licensed to ensure the safest approach.

Licensing is always the most important sign of trust and when looking for a credit card casino to play and these should always be taken into account. These should provide:

  • SSL encryption (secure browsing)
  • Fairness standards (RNG and provider audits)
  • Clear bonus terms
  • Transparent withdrawal rules
  • Dispute resolution procedures

The best licenses to look at for at reputable and trusted offshore casinos will be:

  • Curacao Licensing
  • MGA Licensing
  • Kahnawake
  • Panama
  • Antigua

Advantages of Credit Card Casinos

Credit card casinos have a host of advantages over other casinos, which is why they continue to be more popular than ever and extremely sort after for UK players. The key advantages being:

  • Fast Deposits with Minimal Setup – Using credit card casinos remains one of the most simple means of a deposit but also very safe as no extra set up is required bar the card details.
  • Strong Fraud Protection and Payment Safety – Credit card casinos offer incredible built in features around protection, which is why they are so good when playing at casinos overseas. This is due to them having real time fraud protection, anti theft systems and easy dispute options for any issues.
  • Much Bigger Game Libraries and Full Features – The vast majority of these offshore casinos have a far greater resource of games to choose from, with the likes of bonus buy slots available for example. Other game options include megaways slots, crash games and high volatility titles.
  • Greater Promotions and Ongoing Rewards – Credit card casinos always offer far greater bonuses and promotions for UK players, through weekly cashback, reload bonuses, huge welcome promotions and impressive on-going VIP programmes for high rollers.

Helpful Resources for UK Credit Card Casinos Players

It is always important to ensure you are keeping to safer gambling measures. These credit card casinos are working offshore and do not always have the same measures in place for safer gambling. UK players do always still have the resources in place and support when needed, so should continue to use safer gambling tools and support when needed. These being:

  • GambleAware – education, tools and support
  • GamCare – confidential advice and treatment
  • GAMSTOP – UK self-exclusion (UKGC operators)

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